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Halloween Events in the Harrisburg PA Area 2011

Halloween Events in the Harrisburg PA Area 2011

Here is a list of Trick or Treat nights in the Harrisburg PA area, along with Halloween parades, Corn Mazes, Haunted Forests, etc. Such a fun time of year!

Happy Halloween!

Harrisburg Area Halloween Events

            Trick-or-Treat:
                               
Camp Hill              Thursday October 27 from 6-8pm
                                East Hanover      Thursday October 27 from 6-8pm

                               
Hershey                  Monday October 31 from 6-8pm
                                Hummelstown  Thursday October 27 from 6-8pm
                                Lower Paxton     Thursday October 27 from 6-8pm
                                Middletown         Thursday October 27 from 6-8pm
                                Palmyra                  Monday October 31 from 6-8pm
                                Paxtang                   Thursday October 27 from 6-8pm
                                South Hanover  Thursday October 27 from 6-8pm
                                Swatara Twp        Thursday October 27 from 6-8pm
                                West Hanover     Thursday October 27 from 6-8

            Halloween Parades:
                                BOILING SPRINGS       Thursday, October 20 @ 7PM
                                CAMP HILL                       Tuesday, October 25 @ 6PM
                                CARLISLE                           Monday, October 17 @ 7PM
                                EAST PENN/ ENOLA    Wednesday, October 26 @ 7PM
                                HERSHEY                            Tuesday October 25 @ 7pm
                                HUMMELSTOWN           Monday, October 31 @ 7PM
                                DAUPHIN                             Saturday, October 15 @ 1PM
                                DILLSBURG                        Saturday, October 15 @ 8PM
                                GRANTVILLE (East Hanover) Thursday, October 20 @ 7PM
                                LOWER SWATARA         Thursday, October 20 @ 6PM
                                MARYSVILLE                    Monday, October 24 @ 7PM
                                MECHANICSBURG         Tuesday, October 11 @ 7PM
                                MIDDLETOWN                 Monday, October 17 @ 7PM
                                MILLERSBURG                 Wednesday, October 19 @ 7PM
                                MT. GRETNA                      Friday, October 28 @ 7PM
                                MT. HOLLY SPRINGS   Wednesday, October 19 @ 7PM
                                NEW BLOOMFIELD       Saturday, October 29 @ 10:30AM
                                NEW CUMBERLAND     Tuesday, October 25 @ 7:30PM
                                NEWPORT                            Tuesday, October 25 @ 6PM
                                NEWVILLE                          Monday, October 24 @ 7PM
                                PAXTANG                             Tuesday, October 25 @ 7PM
                                PENBOOK                              Thursday, October 20 @ 7PM
                                S. HANOVER TWP           Tuesday October 25 @ 7PM

Lancaster Halloween Events

Reading/Berks Halloween Events

York/Adams Halloween Events

These are just a sampling of some of the fun Halloween Events in the Harrisburg PA area in 2011 that are going on! Be safe… and have a Happy Halloween!

Harrisburg PA Real Estate Expert

Ken Huebsch is the premier real estate agent in the Greater Harrisburg area.  I am a specialist in Harrisburg real estate as well as the communities of Palmyra, Hershey, and Hummelstown.  My wife Leslye and I have a combined 40 plus years’ experience serving our clients -We KNOW Harrisburg. When you plan to buy or sell Harrisburg area real estate, allow us to work for you.  We are dedicated professionals and are here for your success.  For more information on how we can best serve your real estate needs, please complete our online contact form or give us a call.  Also, check out what our fabulous clients have to say about us on our testimonials page!

Cell: 717 514-1793                                               Email: mailto:Ken@KensHomesales.com

Presented by KensHomesales.com

How to Buy a House in Harrisburg PA – Step 3 – The Credit Process

How to Buy a House in Harrisburg PA – Step 3 – The Credit Process. When orchestrating how to buy a house, and you have already obtained your Pre-Approval from Step 2, any changes to your credit (additional accounts, closing accounts, fluctuating credit card balances) can result in the lowering of your credit score. If your credit score changes, that can affect your interest rate and even the loan approval itself. Therefore, it is imperative when considering how to buy a house that there are no major changes to your credit and information provided, during this process.

In order to consider how to buy a house, and for your loan to reach final approval and fund, you’ll want to adhere to the following:

How to Buy a House

Do's and Don'ts with Credit

 

1.      DO NOT charge any new items on your charge cards (higher balances will lower credit scores).

2.      DO NOT apply for any new charge cards or loans (new credit trade lines and credit inquiries can lower credit scores).

3.      DO NOT buy or lease any new major purchases – especially cars, furniture, appliances, etc… (even “no interest” loans, as they appear as new credit trade lines and will affect your debt to income ratio).

4.      DO NOT co-sign for anyone’s loans for any reason.

5.      DO NOT allow anyone to check your credit unless in the shopping process and even then, know the consequences (each inquiry may lower your credit score).

6.      DO NOT change employment may result in loan denial.

7.      DO NOT start any new remodeling jobs.

BUT….

8.      DO continue to make all payments on time

Knowing how to buy a house, you must know that  a new credit report will be pulled before closing to make sure no new credit has been established and any inquiries will have to be verified to that effect. Following these simple rules, will ensure a stress-free loan process from the standpoint of your credit report. Then the 3rd step in How to Buy a House – the Credit Process, will go smoothly and allow you to start after your dream of a lifetime: owning a first, second, third home, etc! Only Real Estate professionals know the entire process. Contact me to teach you How to Buy a Home in Harrisburg PA. Ken Huebsch 717.514.1793 or Ken@KensHomesales.com

 

Harrisburg PA Real Estate Expert

Ken Huebsch is your premier real estate agent in the Greater Harrisburg area.  I am a specialist in Harrisburg real estate  as well as the communities of Palmyra, Hershey, and Hummelstown.  My wife Leslye and I have 40 plus years of experience serving our clients -We KNOW Harrisburg. When you plan to buy or sell Harrisburg area real estate, allow us to work for you.  We are dedicated professionals and are here for your success.  For more information on how we can best serve your real estate needs, please complete our online contact form or give us a call.  Also, check out what our fabulous clients have to say about us on our testimonials page!

Cell: 717 514-1793
email: mailto:Ken@KensHomesales.com

 

presented by KensHomesales.com

When Will the Housing Market Recover in Harrisburg, PA?

When will the Housing Market Recover in Harrisburg, PA?  A recent survey reveals some surprising results of what Americans believe about the housing market and how quickly it will recover. Trulia.com, a top real estate website, and RealtyTrac.com, the top online marketplace for foreclosure properties released the somewhat startling results last week that gives a glimpse into the minds of Americans’ attitude toward the current housing market crisis.

Questions and Answers signpost

When will the Housing Market Recover?

When Will the Housing Market Recover?

The first item the survey addressed is exactly when Americans believe the housing market will recover from its current crisis. The results are revealing of how much faith Americans put into our current real estate situation.

Year % of American adults who believe the housing market will recover:

Already recovered 4%                                                                                                                                  

2010  – 1%

2011   – 10%

2012  – 27%                                                                                                                                                   

2013  – 24%

2014  – 12%

2015 or later  – 22%

These results are revealing of how we view the current real estate crisis. In fact, over half of Americans believe it will take two years or longer for the real estate market to recover from its current situation. This certainly shows most people are ready for a long and possibly bumpy road until the housing market returns to an optimal level. I have compiled some Tips for Sellers, as well as some Tips for Buyers. These may help buyers and sellers in the market today with some advice that they may not normally consider.

Would You Walk Away from Your Mortgage?

Almost half (48%) of homeowners who have a mortgage said they would consider walking away if their mortgage was underwater. This figure is up from a similar survey released in May 2010 which showed only 41% would consider this a viable option.

An interesting aspect of this survey is men reported they were much more likely to walk away from their mortgage than women. Of the men surveyed, 57% said they would consider walking away from their mortgage, while only 40% of women reported they would consider this an option.

Calling in the Reinforcements

In lieu of walking away from a mortgage, the survey also showed two-thirds of home owners would consider Calling a Lender in an attempt to modify the current terms of their mortgage as their first option. Ten percent said they would actually have a tenant move into their home in an attempt to recover their mortgage.

As this survey shows, a majority of Americans believe we may be in for a longer than expected ride as we wait to see when will the housing market recover. For some who are in the midst of struggling with their mortgage, the survey also shows nearly half of Americans believe they might walk away if they were in over their heads. While others would also consider a mortgage modification or some other creative means to restore their mortgage.

This is a great time to buy for certain people. Just because we are not sure of when the housing market will recover, this does not mean that you should wait for it to get better. If interest rates rise, then the difference in your interest payment will more than outweigh the potential decrease in values, yet. For more questions or information, contact me (Ken Huebsch, Prudential Homesale Services Group) @ 717 514-1793  or Ken@KensHomesales.com

 

Harrisburg PA Real Estate Expert

Ken Huebsch is your premier real estate agent in the Greater Harrisburg area.  I am a specialist in Harrisburg real estate  as well as the communities of Palmyra, Hershey, and Hummelstown.  My wife Leslye and I have a combined 40 plus years experience serving our clients -We KNOW Harrisburg. When you plan to buy or sell Harrisburg area real estate, allow us to work for you.  We are dedicated professionals and are here for your success.  For more information on how we can best serve your real estate needs, please complete our online contact form or give us a call.  Also, check out what our fabulous clients have to say about us on our testimonials page!

Cell: 717 514-1793
email: mailto:Ken@KensHomesales.com

Presented by KensHomesales.com